At Sun Capital, we believe financial services should be simple, reliable, and built around people. Since 2017, we have been helping individuals and communities bridge the gaps left by traditional institutions through innovative short- and medium-term financing solutions.
Sun Capital offers a range of financing solutions tailored to meet the needs of both individuals and SMEs:
Business Financing
Sun Capital provides a variety of finance products specifically tailored to companies that offer services to clients and end-users. These financing options are intended to assist SMEs in accessing the capital they need to support and grow their businesses. By offering these distinct categories of financing, Sun Capital aims to address the diverse financial needs of both individuals and SMEs, further demonstrating their commitment to providing accessible and customized financing solutions.
Islamic Personal Financing for Civil Servants
Islamic personal financing for civil servants is a Shariah compliant financing tailored to meet the needs of civil servants in government agencies, municipal councils, statutory bodies and certain government-linked entities to meet their various financial needs. Repayment methods are done through salary deductions facilitated by the "Sistem Potongan Gaji ANGKASA (ANGKASA Salary Deduction System). This system ensures that repayments are automatically deducted from the borrower's salary, making the process convenient and reliable for both the lender and the borrower.
Introducing Sun Capital
Sun Capital , a proud subsidiary of HMG, established in 2017, having a clear mission: to address gaps in traditional financial services by offering innovative and efficient solutions for short to medium-term financing to the public. In 2024 SCSB was awarded a Biro Perkhidmatan Angkasa (BPA) code from Angkatan Koperasi Kebangsaan Malaysia (ANGKASA) to deliver ethical, efficient, and accessible Shariah Compliant personal financing solutions tailored for Malaysia’s civil servants. Also, SCSB was awarded license from Kementerian Perumahan dan Kerajaan Tempatan (KPKT) to run its financing consist of Ar Rahnu, Collateral Financing and not forgetting Business Financing. Driven by a commitment to financial wellbeing and responsible financing, we uphold transparency in every process and embrace innovative systems to make financial services simpler, faster, and more reliable.
2017 founded
2024 ANGKASA Kod secured
2025 Shariah Pronouncement
Our Vision & Mission
Vision
To be the trusted financial partner of choice, redefining personal lending with innovation, transparency, and people-first solutions.
Mission
To empower individuals by providing accessible, reliable, and tailored personal loan solutions that meet their unique needs.
Core Values
- Integrity: Conducting every transaction with honesty, fairness, and transparency
- Responsibility: Upholding ethical lending practices that prioritise customers’ financial wellbeing.
- Excellence: Delivering superior service, professionalism, and continuous improvement.
- Innovation: Harnessing technology and forward-thinking solutions to enhance efficiency and access
- Empowerment: Supporting individuals to achieve financial confidence through education and guidance.